Step 1

Consult With

Buyer Agent

» Find a reliable  Agent
»Develop a Buying strategy
»Analyze Wants & Needs/

Step 2

Get Mortgage

Pre-approval

» Start mortgage pre-approval process
»Shop for a mortgage and choose best loan for you
»Buyers Costs to Consider

-Inspection

-Property Transfer Tax

-HST(New Home)

-Legal Service

Step 3

Begin House Hunting/Select a Home

» Compare and evaluate homes
» Choose a home
» Find a house and negotiate contract terms

Step 4

Make an offer/Offer Accepted

» Offer and purchase contract
» Offer Negotiation & Acceptance
» Subjects

-Mortgage

-Title

-Inspection

-Strata Doc Review

Step 5

Remove Subjects/Pay Deposit

»Home Inspection
» Mortgage Approved
» Title Search
»Repairs Negotiation

Step 6

Completion

»Arrange homeowners insurance
»Sign Legal Doc

Step 7

Possession & Adjustment

» Walk Through House an d Get Keys
» Moving arrangements

Step 8

Moving

»Arrange for any school transfers or registrations
» Make address changes
»Arrange for utilities at new home